Natixis in Portugal: Transforming Traditional Banking
Natixis in Portugal is a Centre of Expertise that aims to revolutionize traditional banking by developing innovative solutions for the business, operations, and work culture of Groupe BPCE worldwide.
Located in Porto, our centre has over 2,400 employees from more than 30 nationalities, organized into three main departments: Information Technology, Banking Support Activities, and Compliance. These teams work together seamlessly, supporting and creating value for all business lines and platforms of the group.
A disruptive mindset and a culture of proximity and agility define Natixis in Portugal Team and reflect our mission to transform traditional banking on a global scale.
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Job Description
The Know Your Client (KYC) Analyst plays a crucial role in verifying customers and understanding their risk and financial profiles in the investment, financial, and insurance services industry.
KYC Analysts are responsible for gathering client data and documentation to build a KYC file that supports due diligence assessments of prospective and existing clients.
Main Tasks and Goals:
* Conduct initial checks against internal data/database to determine KYC information held internally;
* Analyze and determine account documentation required based upon counterparty type and products traded as well as approving adequacy of account documentation and financial information received from prospective customers and performs Gap Analysis with existing documents;
* Liaise internally with relevant stakeholders for list of required KYC and Regulatory documents, determines required documents for KYC;
* Perform detailed Sanctions Screening and PEP reviews;
* Organize documents collected and extract relevant data to support the KYC process. Ensure and validate that collected documents are consistent, valid, and adequate with internal procedures/guidelines, while ensuring due diligence regarding local requirements are properly performed;
* Enter or update systems with data related to scoring grid, based on the documentary analysis performed;
* Escalate risks and issues when necessary to other internal actors to deal with higher risk elements/situations;
* Document upload and data capture;
* Interact with the Compliance department to follow internal policies and procedures as well as adapting to changes in procedure or regulatory requirements as communicated;
* Ensure the production, analysis, and communication of the management indicators - when entering a relationship with new prospects/customers or third parties;
* Support the implementation of new processes by ensuring their proper application;
* Assist the department manager in various tasks related to, but not limited to, working with, and rolling out to the group the implementation of new controls and efficiencies where needed.
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Requirements
To succeed as a KYC Analyst, you will need:
* Bachelor's degree in Management/Economics/Finance/Legal or related field;
* Experience in KYC/Vetting related functions (1-2 years);
* Knowledge of U.S. AML/KYC rules and best practices;
* Proficiency in Microsoft Office, particularly Excel Power Pivot;
* Fluency in English; French language skills are an asset.
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We Value Diversity
Natixis is committed to fostering an inclusive work environment where every individual feels valued and respected. We believe that diversity makes us stronger and is a source of innovation, performance, and fulfillment.
In line with our Diversity, Equity & Inclusion policy, we use a Blind CV Screening process to reduce hiring bias. Please submit a blind CV without any personal details that refer to your gender, age, or ethnicity. Your skills, experience, and qualifications are what matter to us.